Usage-Based Insurance (UBI) with GpsGate Server
Usage Based Insurance is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place. With GpsGate Server all this is possible. Potential benefits are social and environmental benefits from more responsible and less unnecessary driving, commercial benefits to the insurance company from better alignment of insurance with actual risk, improved customer segmentation and much more. This will increase your customer's satisfaction and save time and money both for him and for you.
Usage Based Insurance Features
These are some features that insurance companies may benefit from when trying to achieve better alignment of insurance with actual risk.
|ECO Driving Reports||Get a driver rating based on harsh acceleration, breaking, speed and security belt.||Setup|
|Speeding alerts||You can have speed limits alerts based on real speed limits from OSM.||Setup|
|Vehicle Maintenance||Keep track of when it is time to perform a service of each vehicle in the fleet. Extend the lifetime of the fleet due to better control of the service intervals.||Guide|
|Real Time Positioning||You can follow your vehicles and assets on a map in real time. Up-to-date vehicle locations and status information keeps you in control.||Video|
|SOS alarms||The driver can generate SOS alarms from his device which are displayed in the user interface in real time||Setup|
|Geofences||You can setup a perimeter in any area in the map according to your specific needs. Polygonal and circle areas are supported, as well as keeping them tagged and organized into categories. You can decide if these geofences will be visible in the map and use colors to differentiate each of them. To ensure that a vehicle doesn’t leave a predetermined route the system can make use of Route geofences.||Video|
|SMS / Email notifications||All mentioned features can be setup to be displayed in a web interface or sent by SMS or Email to a user or a group of users.||Setup|
|Display driven distance on each country||When your fleet has to travel across borders in different countries (and to apply the right TAX policies in your company), you can make use of the IFTA Europe report to count the distance driven in each country.||Setup|
|Unlimited business logic by scripting||Script Expressions enable writing complex expressions in an integrated and intuitive way.||Setup|
|Temperature Monitoring||Solution for monitoring transports with multiple temperatures in case of insurance for cargo.||Setup|
|Crash Data||You can retrieve acceleration data related to a crash event detected by ATrack devices and display it as a graph.||Setup|